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Income Management-Income and Expenses


Having a basic understanding of how much money you have coming in each month and how much is going out is important to your current situation, and in planning for your future.

Most people don't take the time to write it down. It may seem unpleasant, frustrating, or something that you will get to later.

We are pleased to offer a simple income management worksheet to allow you to capture this information, total it all up, and determine if you have a monthly overage or shortfall.

It is one of the first steps you can take in becoming accountable for your financial life. If you are sharing income and expenses with someone else, it helps to have each of your complete the forms. Then compare the information. Often the figures don't match and that's a good time to sort it out and open up communication!

We offer the worksheets in English and Spanish.

Please click here for the English version.

Please click here for the Spanish version.

As Mary Hunt of Cheapskate Monthly says:

"The degree of a woman's financial confidence greatly determines her success."

The Fredericksburg and Kerrville Texas Hill Country

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